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Community Loans

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This page contains information about Council's Community Loans.
Updated: 19/11/2015 1:41 p.m.

Council’s Community Loans are available for the development of community assets for recreation purposes on either Council owned land, or land that is not Council owned. Applications for these loans can be made at any time during the financial year.
For the purposes of Community Loans, “Recreation” is defined as “activity done for enjoyment when one is not working”.

Who can apply?

To be eligible to apply for a Community Loan, the applicant group/organisation must be a recreation provider and have an appropriate not for profit legal status.

How much can I apply for?

Recreation providers can apply for any amount. 

Generally, the first $100,000 will be interest free and any further portion will be interest bearing.

Applicants must generally demonstrate a minimum 50% contribution towards the project and generally the maximum repayment period shall be eight years.

What will Council consider granting a loan for?

Generally, Council will support loan applications for:

  • Facilities – costs related to the purchase or construction of a building
  • Major project restoration costs to items of significance
  • Maintenance of heritage buildings of significance to the Whangarei District.

Community loans are generally not available for:

  • Retrospective costs
  • Debt servicing
  • Fines or disputes.

How to apply

An application for a Community Loan can be made at any time using the application form below.

 Community Loans Application Form and Guidelines [225kb]

For more information about Community Loans please see the 'Community Services Funding Guide 2015-2016' on the 'Funding and Grants' page (link on the left of this page).

Support with your application

If you are considering applying for a Community Loan, please contact Council’s Community Funding Officer, phone +64 9 430 4200.

The Community Funding Officer can discuss Community Loans with you and provide support in preparing your application, to ensure it contains all the relevant information needed for Council to make its decision. 



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